:root{
  --ink:#141A2E; --ink-soft:#4A5270; --muted:#7C859F;
  --paper:#F7F8FC; --white:#FFFFFF; --line:#E2E6F0;
  --accent:#3A3AF0; --money:#0E9E68;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{font-family:'Onest',system-ui,sans-serif;background:var(--paper);color:var(--ink);
  line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:var(--accent)}
a:focus-visible,button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.num{font-family:'JetBrains Mono',monospace;font-variant-numeric:tabular-nums}

/* шапка */
.site{border-bottom:1px solid var(--line);background:var(--white)}
.site .in{max-width:1080px;margin:0 auto;padding:14px 20px;display:flex;justify-content:space-between;align-items:center;gap:16px}
.logo{font-family:'Golos Text',sans-serif;font-weight:700;color:var(--ink);text-decoration:none;font-size:17px}
.site nav a{color:var(--ink-soft);text-decoration:none;font-size:15px;margin-left:18px}
.site nav a:hover{color:var(--accent)}

/* сетка статьи */
.layout{max-width:1080px;margin:0 auto;padding:28px 20px 60px;display:grid;gap:40px}
@media(min-width:1000px){.layout{grid-template-columns:minmax(0,680px) 260px;justify-content:space-between}}
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--accent)}

h1{font-family:'Golos Text',sans-serif;font-weight:900;font-size:clamp(28px,5vw,44px);
  line-height:1.1;letter-spacing:-.02em;margin-bottom:14px}
.byline{font-size:14px;color:var(--muted);margin-bottom:26px}
.answer{font-size:18.5px;line-height:1.6;color:var(--ink);border-left:3px solid var(--accent);
  padding:4px 0 4px 18px;margin-bottom:34px}

article h2{font-family:'Golos Text',sans-serif;font-weight:700;font-size:clamp(21px,3vw,27px);
  line-height:1.25;margin:44px 0 14px;scroll-margin-top:20px}
article p{font-size:17px;margin-bottom:16px;max-width:68ch}
article ul,article ol{margin:0 0 18px 22px;max-width:66ch}
article li{font-size:17px;margin-bottom:8px}
article strong{font-weight:700}
sup a{text-decoration:none}

/* сигнатура: график платежей */
.schedule{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:20px;margin:22px 0 26px}
.schedule .cap{font-size:14px;color:var(--ink-soft);margin-bottom:14px}
.bar{display:grid;grid-template-columns:repeat(6,1fr);gap:6px}
.pay{border-radius:8px;padding:12px 8px 10px;background:var(--paper);border:1px solid var(--line);text-align:center}
.pay:first-child{background:var(--ink);border-color:var(--ink);color:#fff}
.pay .m{font-size:12px;color:var(--muted);display:block;margin-bottom:4px}
.pay:first-child .m{color:rgba(255,255,255,.65)}
.pay .v{font-family:'JetBrains Mono',monospace;font-weight:700;font-size:15px}
.schedule .sum{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;margin-top:14px;
  padding-top:12px;border-top:1px dashed var(--line);font-size:15px}
.schedule .sum b{font-family:'JetBrains Mono',monospace}
.schedule .sum .ok{color:var(--money);font-weight:700}
@media(max-width:520px){.bar{grid-template-columns:repeat(3,1fr)}}

/* таблица */
.tbl{overflow-x:auto;margin:18px 0 24px;border:1px solid var(--line);border-radius:12px;background:var(--white)}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:15px}
th,td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{font-weight:700;background:var(--paper)}
tr:last-child td{border-bottom:none}
td:first-child{color:var(--ink-soft);width:28%}

/* врезка и CTA */
.note{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:20px 0;font-size:15.5px;color:var(--ink-soft)}
.cta{background:var(--ink);color:#fff;border-radius:16px;padding:24px;margin:34px 0}
.cta p{color:rgba(255,255,255,.8);font-size:16px;margin-bottom:16px}
.cta h3{font-family:'Golos Text',sans-serif;font-size:21px;margin-bottom:8px}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:700;
  padding:13px 22px;border-radius:11px;transition:filter .15s ease}
.btn:hover{filter:brightness(1.1)}

/* FAQ */
details{background:var(--white);border:1px solid var(--line);border-radius:12px;margin-bottom:9px}
summary{padding:15px 17px;font-weight:700;font-size:16px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--accent);font-family:'JetBrains Mono',monospace}
details[open] summary::after{content:"–"}
details p{padding:0 17px 15px;font-size:16px;color:var(--ink-soft);margin:0}

.footnote{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin-top:36px}

/* оглавление */
.toc{position:sticky;top:20px;align-self:start;font-size:14.5px}
.toc b{display:block;font-family:'Golos Text',sans-serif;margin-bottom:10px}
.toc a{display:block;color:var(--ink-soft);text-decoration:none;padding:6px 0 6px 12px;border-left:2px solid var(--line)}
.toc a:hover{color:var(--accent);border-left-color:var(--accent)}
@media(max-width:999px){.toc{position:static;order:-1;background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px}}

/* список статей */
.posts{display:grid;gap:14px}
.post{display:block;background:var(--white);border:1px solid var(--line);border-radius:14px;padding:20px;text-decoration:none;color:var(--ink)}
.post:hover{border-color:var(--accent)}
.post h2{font-family:'Golos Text',sans-serif;font-size:21px;margin-bottom:6px}
.post p{color:var(--ink-soft);font-size:15.5px}

footer.site-foot{border-top:1px solid var(--line);color:var(--muted);font-size:12.5px}
footer.site-foot .in{max-width:1080px;margin:0 auto;padding:24px 20px 50px}
footer.site-foot p{margin-bottom:8px;max-width:86ch}
footer.site-foot a{color:var(--ink-soft)}

/* сигнатура 2: путь заявки */
.flow{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:20px;margin:22px 0 26px}
.flow .cap{font-size:14px;color:var(--ink-soft);margin-bottom:14px}
.flow ol{list-style:none;margin:0;padding:0;display:grid;gap:0}
.flow li{display:grid;grid-template-columns:108px 1fr;gap:14px;padding:11px 0;border-top:1px solid var(--line);margin:0;font-size:15.5px}
.flow li:first-child{border-top:none}
.flow .t{font-family:'JetBrains Mono',monospace;font-weight:700;font-size:13.5px;color:var(--ink)}
.flow .wait .t{color:var(--accent)}
.flow .done .t{color:var(--money)}
.flow li b{display:block;font-size:16px}
.flow li span.d{color:var(--ink-soft)}

/* читайте также */
.related{margin-top:34px}
.related h2{margin-top:0}
.related .post{margin-bottom:10px}

/* калькулятор */
.calc{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:22px;margin:8px 0 26px}
.calc .fields{display:grid;gap:16px}
@media(min-width:640px){.calc .fields{grid-template-columns:repeat(3,1fr)}}
.calc label{display:block;font-size:14px;color:var(--ink-soft);margin-bottom:6px}
.calc input[type=number]{width:100%;font:inherit;font-family:'JetBrains Mono',monospace;font-size:18px;font-weight:700;
  padding:11px 12px;border:1px solid var(--line);border-radius:10px;background:var(--paper);color:var(--ink)}
.calc input[type=number]:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.calc input[type=range]{width:100%;margin-top:8px;accent-color:var(--accent)}
.res{display:grid;gap:10px;margin-top:22px}
@media(min-width:640px){.res{grid-template-columns:repeat(3,1fr)}}
.res>div{background:var(--paper);border-radius:12px;padding:14px}
.res .k{font-size:13px;color:var(--muted)}
.res .v{font-family:'JetBrains Mono',monospace;font-size:22px;font-weight:700;margin-top:2px}
.res .main{background:var(--ink);color:#fff}
.res .main .k{color:rgba(255,255,255,.7)}
.split{margin-top:18px}
.split .track{display:flex;height:14px;border-radius:7px;overflow:hidden;background:var(--line)}
.split .p{background:var(--ink)} .split .i{background:var(--accent)}
.split .lg{display:flex;gap:18px;flex-wrap:wrap;font-size:13.5px;color:var(--ink-soft);margin-top:8px}
.split .lg i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.sched summary{font-size:15px}
.sched .tbl{margin:0 17px 15px}